Landlords’ FAQs

Founded by landlords, for landlords. We’re redefining lettings.

At Sagoos, we understand that letting a property can raise many questions. With our years of experience as landlords ourselves, we’re here to provide clear answers and expert advice. Below are the answers to some of the most frequently asked questions from landlords

1. Do I need to inform my mortgage lender before letting my property?

Yes, you must notify your mortgage lender if you plan to let your property. Letting without informing your lender could breach your mortgage terms. If you’re purchasing a property to rent out, you’ll likely need a buy-to-let mortgage.

2. How much rent should I charge?

Setting the right rental price is key to attracting tenants and maximising your income. At Sagoos, we offer free rental valuations, using our expertise in the local market to provide accurate recommendations tailored to your property.

3. What does an Energy Performance Certificate (EPC) involve?

An EPC is a legal requirement for letting a property. Your property must have a rating of ‘E’ or above to be suitable for rental. The certificate is valid for 10 years. We can connect you with trusted providers to arrange this if needed.

4. What is an inventory, and why do I need one?

An inventory is a detailed record of your property’s condition and contents at the start of a tenancy. It’s crucial for protecting against disputes over damages. The process includes:

  • Inventory Document: A written report of fixtures, fittings, and condition.
  • Check-In Report: Details at the tenancy’s start.
  • Check-Out Report: A comparison at the tenancy’s end to determine any deductions.
We can arrange professional inventories to safeguard your property.

 

5. Do HMOs need a licence?

From the 1st October 2018 Houses in Multiple Occupation (HMOs) occupied by five or more persons not forming a single household will require a mandatory licence issued by the Council.

6. How do I find the right tenant?

We use a rigorous vetting process to find reliable tenants, including financial checks, references, and interviews. Our approach ensures tenants are a good match for your property and likely to stay for the long term.

7. What happens to the tenant’s deposit?

Tenant deposits must be protected in a government-approved scheme, such as the Tenancy Deposit Scheme (TDS). At Sagoos, we handle deposit registration and provide guidance to ensure compliance with regulations.

8. What if a tenant damages my property?

If damage occurs, you can use the tenant’s deposit to cover repair costs, provided the damage exceeds fair wear and tear. Our use of professional inventories ensures disputes are resolved efficiently.

9. Do I need landlord insurance?

While not legally required, landlord insurance is strongly recommended. It can cover property damage, loss of rent, and liability claims. We can advise on the best policies for your needs.

10. Can I access my property during the tenancy?

Yes, but you must provide reasonable notice—typically 24 hours—before entering the property, unless it’s an emergency. The exact terms will be outlined in your tenancy agreement.

11. What if my tenant stops paying rent?

If you’re using our property management service, we’ll handle rent collection and arrears. We’ll work with the tenant to resolve payment issues and guide you through legal proceedings if necessary.

12. How long does it take to let my property?

We aim to minimise void periods. Once your property is ready to let, we can market it within 24 hours and often secure tenants quickly.

13. What are my responsibilities as a landlord?

Your primary responsibilities include ensuring the property is safe, fit for purpose, and legally compliant. This includes:

  • Arranging annual gas safety checks
  • Ensuring electrical systems and appliances are safe
  • Meeting fire safety standards for furniture and fittings
We can assist with compliance to make things easier for you.
14. Why should I use Sagoos instead of managing the property myself?

As landlords ourselves, we know the challenges you face. We take care of tenant placement, compliance, maintenance, and more—saving you time and stress. Our expert team ensures your property is managed as if it were our own.

15. How do I end a tenancy?

Ending a tenancy typically requires serving notice as outlined in the tenancy agreement. This is done through a formal notice, such as a Section 21 or Section 8, depending on the circumstances. We can guide you through the process to ensure compliance.

 

Still Have Questions?

If you need further information or have a specific question, our team is here to help. Contact us today to speak with one of our experts.

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